December is here! It’s the most wonderful and sometimes most stressful time of the year. Why is this? While stress can exist for many unique reasons for you during the holidays, I see 4 major reasons for added stress, particularly at this time of the year. Financial Financial or gift expectation stress is very real around the holidays. How will we afford those gifts? What if it doesn’t get here in time? Do I need to get a gift for the babysitter, the lawn care guy, and also t